A plumbing leak creates two separate problems: the damage it leaves behind and the repair needed to stop it. Homeowners insurance doesn’t always treat those two things the same way — and the difference matters when you’re figuring out what you’ll owe.
Hear our straightforward take in this video.
Does Homeowners Insurance Cover the Plumbing Repair Itself?
Usually, no. Insurance may cover some of the damage a leak causes — “some cabinets and some flooring,” for example — but as we put it, “they won’t pay for the plumbing repair.” The property repairs and the work needed to fix the source of the leak are treated as separate issues, and that distinction tends to catch people off guard.
What Are Your Options When Insurance Won’t Cover It?
We’ll make the repair and walk you through exactly what the work involves, so you know what you’re looking at before anything starts. If you have questions that aren’t answered here, reach out to Southern Plumbing Solutions at (239) 288-4574.